Frequently asked questions
Your travel insurance basics
AIG Travel Insurance for Singapore Airlines is a travel insurance product exclusively designed for Singapore Airlines passengers. It provides protects you from unexpected events during your trip which includes medical expense, personal accident, travel inconvenience, life-style and value-add benefits.
This product – underwritten by AIG Philippines Insurance, Inc. – is only available on singaporeair.com.
Travel insurance is available in the booking flow on singaporeair.com, for Singapore Airlines passengers aged 0-70 years old, flying out of the Philippines for trips no longer than 180 Days.
If you are a group travelling with an individual over 70 years of age, you may contact AIG at (+632) 8 878 5400 after booking your flight via Singapore Airlines’ website.
Yes, you’ll be able to purchase insurance. We will take your furthest destination to determine the most appropriate travel insurance plan for your itinerary.
Yes, you’re eligible to purchase insurance. One-way flights will be considered as a day-trip and you will be able to enjoy all our comprehensive benefits while you are in transit.
Your travel insurance benefits
Your travel insurance coverage begins and ends based on the type of trip you are taking.
- If you are traveling one-way, your coverage begins 3 hours before your scheduled departure flight from the Philippines and ends upon the expiry indicated on your existing insurance policy, or within 3 hours of the time of your arrival at your overseas permanent residence or hotel – whichever occurs first.
- If you are traveling round-trip, your coverage begins 3 hours before your scheduled departure flight from the Philippines and ends upon the expiry indicated on your existing insurance policy, arrival at your permanent place of residence, or within 3 hours of the time of your arrival in the Philippines – whichever occurs first.
- If you are traveling to multiple destinations, your coverage begins 3 hours before your scheduled departure flight from the Philippines and ends upon the expiry indicated on your existing insurance policy, arrival at your permanent place of residence, or within 3 hours of the time of your arrival in the Philippines – whichever occurs first.
Note that coverage under your Travel Cancellation and Travel Postponement Benefits begin 60 days prior to your departure.
We offer these outstanding benefits and features:
Benefits described below are subject to the full terms and conditions of this travel insurance policy.
- 24/7 Emergency Assistance
Round-the-clock assistance for medical emergencies provided by AIG Travel Insurance.
- Emergency Medical Expense & Assistance Benefits
We cover your medical bills (up to S$200,000 for travel within Asia and up to any amount for travel outside of Asia) if you get sick or encounter an accident while traveling abroad.
- Overseas Hospital Income
This benefit provides daily cash payments if you’re confined in a hospital overseas.
- Evacuation & Repatriation
This helps you get back home to your loved ones if something happens to you on your trip.
- Compassionate Visit & Child Guard
These benefits help pay for your loved one to visit you or for bringing your child back home if you’re confined in a hospital overseas for an extended period.
- Follow-up Treatment in the Philippines
Takes care of your follow-up medical treatment upon your return to the Philippines.
- Personal Accident Benefit
This benefit will provide a lump sum cash payment if you suffer a fatal accident or a permanent disability due to an accident during your trip.
- Public Transport Double Cover
For International Plans, this benefit doubles the lump sum cash payment if you suffer a fatal accident or permanent disability on a form of public transportation.
- Travel Cancellation & Curtailment
This covers the non-refundable cost of your trip if you have to cancel or cut your trip short due to insurable reasons such as death in the family or serious injury.
- Travel Postponement
This covers additional administrative charges required to reschedule your trip due to insurable reasons such as death in the family or serious injury.
- Travel Interruption
This covers the unused portion of your trip if you are hospitalized overseas.
- Personal Baggage
Covers the loss of, or damage to, your luggage while you are traveling overseas.
- Travel Delay
Compensates you financially for the time you spend on waiting for a re-scheduled Singapore Airlines flight.
- Baggage Delay
Compensates you financially for the inconvenience of waiting for your delayed baggage and allows you to purchase your necessities while abroad or upon your return to the Philippines.
- Travel Documents
Assists you to arrange lost travel documents such as passports and entry visas.
- Personal Liability
Covers you against liability to third parties or damage to their property caused by your negligence.
- Golf Advantage
Covers damage or loss of golfing equipment and also covers your entertainment expense if you sink a hole-in-one!
- Emergency Telephone Charges
Reimburses your telephone charges if you have to call our 24/7 Emergency Assistance Hotline.
- Home Guard
Protects the contents of your home due to fire if it was left vacant for the full duration of your trip.
- Rental Car Excess
Pays for the insurance excess of your rental car if you are involved in an accident.
Yes! You’ll be covered for sickness-related medical expenses while you are overseas. To learn more about your medical expenses benefit, please view the full terms and conditions of your policy.
Yes! If you received medical treatment overseas, you can continue medical treatment in the Philippines when you return – up to the limit specified in the policy or up to thirty (30) days, whichever is earlier.
Yes! You can still add travel insurance to your booking even if you have a pre-existing condition. However, some benefits will exclude these pre-existing medical conditions from its coverage. For more details, please view the full terms and conditions of your policy.
The Trip Cancellation, Postponement and Curtailment benefits in your policy only cover the non-refundable portion of your air fare and other trip costs if you have to cancel, postpone or cut short your trip due to valid insurance reasons. This includes serious sickness or death in your family that would prohibit you from continuing with your trip. To find out more about this benefit, please view the full terms and conditions of your policy.
Your COVID-19 coverage
Full terms, conditions and exclusions can be found here.
Key benefits for COVID-19 coverage are:
- Up to US$200,000 for Overseas Medical Expenses
- Up to US$5,000 for Travel Cancellation and Travel Postponement due to contraction of COVID-19
- Up to US$5,000 for Travel Curtailment
For one-way trips, the ONLY benefit available is Travel Cancellation and Travel Postponement.
Singapore Airlines passengers who are aged seventy (70) years or below at the point of departure and are traveling out of Philippines with trips not exceeding 180 days will be able to purchase this policy.
The policy can be purchased along with the flight ticket through the Singapore Airlines website. Passengers can also purchase it for confirmed flight itineraries via the Manage Booking section on the Singapore Airlines website.
The policy covers any overseas trip undertaken on a flight operated by Singapore Airlines, SilkAir, or their code share partners if you purchased the ticket from Singapore Airlines or through an authorized agent of Singapore Airlines.
Singapore Airlines passengers may take up the AIG travel insurance policy starting from $11.40 (per passenger) for a three-day trip to Singapore. The premium is automatically calculated based on the final destination and duration of the trip.
Yes, it will only be eligible for passengers aged seventy (70) years or below at the point of departure.
Passengers may file a claim by following the procedures found in the claim form.
Passengers will need to contact AIG's Customer Service Representatives for assistance on their travel insurance bookings. For Philippines, passengers will need to email AIG at firstname.lastname@example.org or call AIG Customer Service Hotline at (+632) 8 878 5400 (Mondays to Fridays, 8am to 5pm Philippine Time).
After purchasing your policy
Your Policy Wordings are available on this Website. Click here to view or download your Policy Wordings in PDF Format.
Please don’t forget to contact us to make the corresponding changes to your travel insurance policy. You can send us an e-mail at email@example.com or call our Dedicated Customer Service Hotline at (+632) 8 878 5400.
Your travel insurance policy is very flexible and allows for most changes made to your trip. Please do note that changes to your policy must be done in conjunction to changes made to your Singapore Airlines flight booking.
- Before Departing from the Philippines
You can make changes to your policy in conjunction with any changes you make to your Singapore Airlines flight booking.
- After Departing from the Philippines
You can extend your policy in conjunction with the extension of your Singapore Airlines flight booking even after you’ve left the Philippines. All other changes to your policy are prohibited after your departure date.
Yes! We allow for policy cancellations as long as the request is done in conjunction with the cancellation of your Singapore Airlines flight booking and is requested prior to your departure date.
If you would like to cancel your policy, please don’t forget to contact us. You can send us an e-mail at firstname.lastname@example.org or call our Dedicated Customer Service Hotline at (+632) 8 878 5400.
We can also help you determine if the reasons you are cancelling is covered under Trip Cancellation Benefit and help with your claims submission if necessary.
Please don’t worry! The Singapore Airlines Website does not reflect the latest status of your policy. Please refer to the latest policy change or policy cancellation confirmation sent by AIG Philippines Insurance, Inc. for the most updated version of your policy.
If you would still like to re-confirm the latest status of your policy, please don’t hesitate to contact us via e-mail at email@example.com.
For most cases, we will immediately confirm your travel insurance policy online. However, in cases in which your policy was not confirmed, please call our Dedicated Customer Service Hotline at (+632) 8 878 5400 so we can finalize your travel insurance application over the phone.
Please don’t worry! We will honor your coverage as long as your premium has already been collected by the Singapore Airlines Website.
Let us take care of you
Please call our 24-hour Emergency Assistance Hotline (+632) 8 878 1290 and we will ensure that you get the necessary assistance. Please don’t forget that you can call the hotline collect to avoid direct charges.
If you require hospital treatment, please make sure that you keep original copies of your receipts when you return to the Philippines to ensure a smoother refund process.
As a Singapore Airlines customer, your claims will be processed as a priority. We promise to complete the claims review process within seven (7) working days following the receipt of all necessary documents.
*This travel insurance product is underwritten by AIG Philippines Insurance, Inc. Copyright © 2019. All rights reserved.