Frequently Asked Questions
Your travel insurance basics
Singapore Airlines Travel Insurance is a travel insurance product exclusively designed for Singapore Airlines passengers. It protects you from unexpected events during your trip which include medical expense, personal accident, travel inconvenience, life-style and value-add benefits.
This product – underwritten by AIG Insurance Hong Kong Limited – is only available on singaporeair.com.
Singapore Airlines Travel Insurance is available to:
1. Passengers who are aged 75 or below.
2. Passengers who are flying out of Hong Kong.
3. Passengers who are traveling for not more than 182 days
This Singapore Airlines Travel Insurance is only available on singaporeair.com for Hong Kong-originating flights. You can purchase Travel Insurance while booking your flight on singaporeair.com or through Manage Booking on singaporeair.com if you have already purchased your flights.
Yes, you’ll be able to purchase insurance. We will take your furthest destination to determine the most appropriate travel insurance plan for your itinerary.
Yes, you’re eligible to purchase insurance. One-way flights will be considered as a day-trip and you will be able to enjoy all our comprehensive benefits while you are in transit.
Your travel insurance benefits
Your travel insurance coverage begins and ends based on the type of trip you are taking.
- If you are traveling one-way, your coverage begins upon check-in for your departure flight from Hong Kong and ends upon your arrival of your Singapore Airlines flight’s at the country of destination.
- If you are traveling round-trip, your coverage begins upon check-in for your departure flight from Hong Kong and ends upon the arrival of your return flight to Hong Kong.
Note that coverage under your Trip Cancellation and Trip Postponement Benefits begin 90 days prior to your departure.
We offer these outstanding benefits and features:
Benefits described below are subject to the full terms and conditions of this travel insurance policy.
- 24/7 Emergency Assistance
Round-the-clock assistance for medical emergencies provided by Travel Guard.
- Emergency Medical Expense & Assistance Benefits
We cover your medical bills (up to HK$800,000 for travel within Asia and up to HK$3,800,000 for travel outside of Asia) if you get sick or encounter an accident while traveling abroad.
- Overseas Hospital Income
This benefit provides daily cash payments if you’re confined in a hospital overseas.
- Evacuation & Repatriation
This helps you get back home to your loved ones if something happens to you on your trip.
- Compassionate Visit & Child Guard
These benefits help pay for your loved one to visit you or for sending your child back home if you’re hospitalised overseas for an extended period.
- Follow-up Treatment in Hong Kong
Takes care of your follow-up medical treatment upon your return to Hong Kong.
- Personal Accident Benefit
This benefit will provide a lump sum cash payment if you suffer a fatal accident or a permanent disability due to an accident during your trip.
- Journey Cancellation & Postponement
This covers the non-refundable cost of your trip or additional administrative charges to postpone your trip if you have to cancel your trip due to insurable reasons such as death or serious injury of your family member.
- Journey Curtailment
This covers the unused portion of your trip and additional travel fare and accommodation if you have to cut short your trip.
- Journey Re-arrangement
This covers additional travel fare and accommodation for continuation of the traveling when your trip is interrupted by increment weather or natural disaster, etc.
- Personal Baggage
Covers the loss of, or damage to, your luggage while you are traveling overseas.
- Travel Delay
Compensates you financially for the time you spend on waiting for a re-scheduled Singapore Airlines flight.
- Baggage Delay
Reimburse the expenses for the purchase your necessities when your luggage is delayed by Singapore Airlines flight.
- Travel Documents
Covers the replacement cost of the lost document and additional travel expenses required for the replacement.
- Personal Liability
Covers you against liability to third parties or damage to their property due to your negligence.
- Golf Advantage
Covers damage or loss of golfing equipment and also covers your entertainment expense if you sink a hole-in-one!
- Emergency Telephone Charges
Reimburses your telephone charges if you have to call our 24/7 Emergency Assistance Hotline.
- Automatic Extension of Policy Cover
Extends your policy for free if you need to stay longer overseas due to hospitalization or quarantine.
- Home Guard
Protects the contents of your home due to fire if it was left vacant for the full duration of your trip.
- Rental Car Excess
Pays for the insurance excess of your rental car if you are involved in an accident.
All the all benefits are subject to the exclusions of Singapore Airlines Travel Insurance policy which can be viewed or downloaded by clicking here. The main general exclusions (applicable to all sections of coverage) include:
*War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power
*Riding or driving in any kind of motor racing, competition, and Insured Person’s participation in any professional sports to earn remuneration
*Suicide, self-inflicted injury, self-exposure to needless peril
*Childbirth and pregnancy; mental, nervous or sleeping disorders, insanity; alcoholism or drug addiction
*Any Pre-Existing Condition
*Any loss arising from Terrorist Act - except for Section 1 (Emergency Medical Expenses and Assistance) and Section 2 (Personal Accident)
*Excluded Countries: Cuba, Iran, Syria, Sudan, North Korea or the Crimea region
*Any Terrorist or member of a terrorist organization, narcotics trafficker, or purveyor of nuclear, chemical or biological weapons
Yes! You’ll be covered for sickness-related medical expenses while you are overseas. To learn more about your medical expenses benefit, please view the full terms and conditions of your policy.
Yes! If you received medical treatment overseas, you can continue medical treatment in Hong Kong when you return – up to HK$40,000 within 3 months of your return to Hong Kong.
Yes! You can still add travel insurance to your booking even if you have a pre-existing condition. However, these pre-existing medical conditions would be excluded from our coverage. For more details, please view the full terms and conditions of your policy.
The Trip Cancellation, Postponement and Curtailment benefits in your policy only cover the non-refundable portion of your air fare and other trip costs if you have to cancel, postpone or cut short your trip due to valid insurance reasons. This includes serious sickness or death in your family that would prohibit you from continuing with your trip. To learn more about this benefit, please view the full terms and conditions of your policy.
Your enhanced COVID-19 coverage
If you are purchasing a new policy, we have amended the AIG travel insurance policy to cover certain situations pertaining to COVID-19, depending on whether you are purchasing a return trip or a one-way trip. Full terms, conditions and exclusions can be found in the Terms and Conditions.
Key benefits for COVID-19 coverage are:
- Up to HK$1,937,000 for Overseas Medical Expenses & Emergency Evacuation
- Up to HK$40,000 for Journey Cancellation and Journey Postponement
- Up tp HK$1,100 daily cash allowance for Quarantine at Destination, capped at 14 consecutive days
For one-way trips, the ONLY benefit is Journey Cancellation and Journey Postponement.
This policy will be available to passengers departing from Hong Kong to all global destinations from 17 September 2020.
Singapore Airlines passengers who are aged seventy-five (75) years or below at the point of departure and are travelling out of Hong Kong with trips not exceeding 182 days will be able to purchase this policy.
The policy can be purchased along with the flight ticket through the Singapore Airlines website. Passengers can also purchase it for confirmed flight itineraries via the Manage Booking section on the Singapore Airlines website.
The policy covers any overseas trip undertaken on a flight operated by Singapore Airlines, SilkAir, or their code share partners if you purchased the ticket from Singapore Airlines or through an authorized agent of Singapore Airlines.
Singapore Airlines passengers may take up the AIG travel insurance policy starting from HKD 150 (per passenger) for a three-day trip to Singapore. The premium is automatically calculated based on the final destination and duration of the trip.
Yes, it will only be eligible for passengers aged seventy-five (75) years or below at the point of departure.
Passengers may file a claim by following the procedures found in the claim form.
Yes, the passenger can do so via the Manage Booking section on the Singapore Airlines website. However, this option is not available if the passenger has already purchased the AIG travel insurance policy with the flight ticket before 17 September 2020.
Passengers will need to contact AIG's Customer Service Representatives for assistance on their travel insurance bookings. For Hong Kong, passengers will need to email AIG at email@example.com or call AIG Customer Service Hotline at (+852) 3666 7022 from Monday to Friday 9:00am till 5:30pm.
After purchasing your policy
The Policy Wordings for Travel Insurance by Travel Guard® are available on this website. Click here to view or download the Policy Wording in PDF format.
Please e-mail us at firstname.lastname@example.org with your policy number (if available), full name, flight booking number, travel dates, date of purchase, and e-mail address or call our customer service hotline at (+852) 3666 7022 from Monday to Friday 9:00am till 5:30pm. AIG would resend the policy confirmation to you shortly.
Please don’t forget to contact us to make the corresponding changes to your travel insurance policy. You can send us an e-mail us at email@example.com or call our Customer Service Hotline at (+852) 3666 7022 from Monday to Friday 9:00am till 5:30pm.
The Singapore Airlines Website does not reflect the latest status of your policy. Please refer to the latest policy change confirmation sent by AIG Hong Kong for the most updated version of your policy.
Yes, you may request for cancellations to your policy as long as the request is done prior to your original departure date.
If you wish to cancel your policy, please email AIG at firstname.lastname@example.org, or call AIG Customer Service Hotline at +852 3666 7022 Monday to Friday 9:00am till 5:30pm.
Let us take care of you
Please call our 24-hour Travel Guard’s Emergency Assistance Hotline (+852) 3516 8699 and we will ensure that you get the necessary assistance.
If you require medical treatment, please make sure that you keep original copies of your receipts when you return to Hong Kong for claims submission.
To file a claim, you can download our Notice of Claim Form online and follow the simple instructions included in the document. For questions about your claim, please e-mail us at email@example.com or call our Customer Service Hotline at (+852) 3666 7022.
Please be mindful that you need to file your claim no later than thirty (30) days after the occurrence of the claimable event.